Best at Citibank: Citigold® by. Annual fee. And worst of all, Chase has finally removed Airbnb as an option. Here’s why the $95 annual fee is worth it: Chase Sapphire Preferred® Card. It. Compared to many cards in similar rewards categories, this annual fee can quickly pay itself off if you can make use of the benefits. Best Chase Credit Cards. For flights, you have a couple of different options. It's the lower tier of the Sapphire cards -- Chase also offers an elite version known as the Chase Sapphire Reserve. Intro APR: None. The Chase Sapphire Preferred’s benefit package helps it snag top spots on many lists of the best credit cards across publications. Although you don’t get lounge access, you can enjoy these travel benefits: 25% redemption bonus when booking travel through Chase. The Differences Between the Amex Gold Card vs Chase Sapphire Preferred. Simply put, the benefits of the Chase Sapphire Preferred are worth the $95 annual fee. Welcome Offer: $300 cash bonus after spending $3,000 on purchases within 3 months from account opening. The Chase Sapphire Preferred® Card is a popular travel rewards card – and for good reason. Chase Sapphire Preferred 2023: Sapphire Shines a Bit Brighter. Earning Rewards With both cards, you. If you’re comparing these two rewards cards based only on their annual fees, the American Express Gold Card wins due to its much lower annual fee of $250. The J. The Chase Sapphire Reserve is a much more expensive credit card as it has a $550 annual fee instead of a $95 annual fee. Even though stays have to be booked through the Ultimate Rewards travel portal, the portal itself is super easy to use. If you like to travel, the Chase Sapphire Preferred is probably the best overall. Sapphire is our premier credit card for travel and dining. With the Chase Freedom Flex, you can earn $200 cash back after spending $500 in the first 3 months. When you account for the card’s various perks, including the welcome bonus, 10 percent. Welcome Bonus. The Citi Premier® Card is also a midlevel travel card with a $95 annual fee. To compare two very different welcome bonuses, we considered the relative return on investment of each. We transferred points to my corresponding individual airline and hotel partner accounts and tracked how long it took for them to show up. Then Chase did the unthinkable: They leveled up to a record-setting 100,000-point bonus in June 2021. We transferred points to my corresponding individual airline and hotel partner accounts and tracked how long it took for them to show up. @m_adams. This is because the former offers a 50 percent points boost when points are redeemed in this manner, while the. It also has CDs with low minimum opening deposits. Last month, Doctor of Credit flagged a notice buried in cardholder's statements indicating the bank's. 25 cents per point, while the Chase Sapphire Preferred has a much inferior 1 cent per point redemption. Which cards are better than the Chase Sapphire Reserve now that the annual fee and perks have changed? Here are some other alternatives to. Earning Points: See your Card Rewards Program Agreement (PDF) for more details. SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS. 1-3. The Chase Sapphire Preferred® Card’s current welcome bonus is 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. Capital One Venture is a better credit card than Chase Sapphire Preferred because it gives more value over the long haul with its ongoing rewards rate of 2 miles / $1 spent on all purchases. Chase Freedom Flex: Best for earning 5% cash back (or 5 points per dollar) up to a quarterly maximum;. The Chase Sapphire Preferred® Card is a great travel rewards credit card that offers valuable benefits and rewards. These cards are cheaper than “premium” cards with annual fees in the $500-$700 range, but $95 is still a. And t hat's where the Chase Sapphire. The Chase Sapphire Preferred® Card is a premium travel rewards credit card (it’s made of metal, not plastic!) that earns 5X points on travel purchased through Chase Ultimate Rewards, 3X points on dining, 2X points on all other travel purchases, and 1 point per $1 spent on everything else. With the Chase Sapphire Preferred, you’ll earn at least 2 points for every dollar you spend on travel, 3 points on dining, select streaming services and select online grocery purchases, 60,000. com. 31, 2025. The Chase Sapphire Preferred® Card carries a $95 annual fee, compared to the Capital One Venture X Rewards Credit Card’s $395 annual fee (rates & fees). The Chase Sapphire Preferred® Card may. locations and for a statement credit toward. Chase Sapphire Preferred. Earn 5x Ultimate Rewards points on: travel purchased through Chase Ultimate Rewards (except hotels eligible for the $50 hotel credit). The Chase Sapphire Preferred offers one of the best sign-up bonuses available right now. 2 days ago · Many of its competitors use a “hub-and-spoke” system, which filters a. Bank Cash+® Visa. With the Chase Sapphire Preferred, cardholders can earn 60,000. So, $95 - $50 -. New cardholders of the. 25 cents each if you have a Chase Sapphire Preferred® Card or 1. It's official: Chase is in the airport lounge business. The Chase Sapphire Preferred is offering a welcome bonus of 60,000 Ultimate Rewards points upon completing minimum spending. But this offer. or call collect at 1-804-673-1691 while outside of the US to file claims. The Chase Sapphire Preferred Card has a limited-time increased welcome offer of 80,000 points, which you can earn after spending $4,000 on the card in the first three months from account opening. You can book some of the fanciest Park Hyatt properties in the entire portfolio,. If you can bring in $75,000 in new assets, have a Chase Sapphire Preferred Card or a Chase Sapphire Reserve and have an offer code, you can earn 60,000 points when you sign up for a Chase Sapphire Banking account. The Chase cards have different annual fees depending on which tier you get: Preferred is $95 a year, while Reserve is $550, of which $300 is automatically applied as statement credits on travel. Some background: The Chase Sapphire Reserve became a 2016 viral obsession, with a disproportionately high number of millennials applying for the travel points-heavy card — despite (or perhaps. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. For many, the decision comes down to this simple cost. , both Chase and Wells Fargo are popular options. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. The question is, how do you choose the right card?. The initial sales of chase sapphire reached the sales target, but the net revenue of the company dipped after completion of 1 st year. @m_adams. Just make sure you activate your subscription by December 31, 2024. Chase Sapphire Preferred® Card holders have two ways of starting a rental car insurance claim: over the phone or online. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. Variable APR: 22. Chase Sapphire Preferred Card. It has the same 1:1 transfer partners as the Chase Sapphire Reserve® and a similarly robust sign-up bonus: Earn. In this area, the Chase Freedom Unlimited shines. Chase’s success with the Reserve card was difficult for. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives. The Chase Sapphire Preferred Card is a great choice, especially if you're interested in transferrable travel rewards, with a modest $95 annual fee and the option to redeem points for 25% more. Chase Sapphire Reserve® Credit Card. Best Alternatives to the Chase Sapphire Reserve Card. Best low-fee card for Lyft: Chase Sapphire Preferred® Card. The benefits come through Visa. Both are solid choices, but the Chase Sapphire Preferred boasts higher point values and travel. Beyond that, Hyatt award rates can be incredibly low compared to some competitors. If you. Maria Adams, Credit Cards Moderator. Also, the Venture X comes with cell phone insurance. This card is one of the lighter metal credit cards by a few grams. The Chase Sapphire Preferred® Card has become a household name in the travel rewards world – and there’s good reason for that. Best for overall flexible travel rewards: Chase Sapphire Preferred® Card. Use your $50 annual hotel credit through Chase Ultimate Rewards. Like most travel cards, it’s not a great option for carrying a balance. With the Chase Sapphire Preferred® Card and the Ink Business Preferred® Credit Card, each point is worth 1. At first glance, the Chase Sapphire Preferred’s 60,000 points seems lower than the Venture Card’s 75,000 miles. The Chase Sapphire Reserve and the Citi Prestige cards both offer superior benefits such as annual travel credits, airport lounge access and the ability to transfer points to airline and hotel loyalty partners. The Chase Sapphire Reserve and the Chase Sapphire Preferred Card. However, we value Chase points at 2 cents per point, making 100,000. It offers strong value to consumers looking for a hefty welcome offer, flexible rewards and generous. In addition to the card benefits, the Sapphire Reserve is an excellent card for earning and redeeming rewards. If you want a mid-tier card with a lower annual fee: The Chase Sapphire Preferred Card is a good choice for earning Chase Ultimate Rewards points but with a lower annual fee of $95. The card. Best at Chase: Chase Premier Plus Checking℠. The most prestigious credit card is the invitation-only Centurion® Card from American Express (Amex Black Card), as well as The Platinum Card® from American Express, and the Chase Sapphire Reserve® card. 25 cents per point: Chase Sapphire Preferred ® Card; Chase Sapphire ® Card (no longer open to new applicants)After years of sitting on the sidelines in the travel rewards card market – dominated by banks like Chase and American Express with points you can transfer to hotels and airlines – it looks like Wells Fargo is finally looking to get in on the action. 31, 2024, to take advantage of this perk. The Platinum Card® from American Express. There are a few factors that Chase looks at before approving the Chase Sapphire Preferred® Card. 0125. Bottom Line Chase Sapphire Preferred is one of the best credit cards for. Both. Chase Sapphire Reserve® points are even more valuable, worth 50% more when used for travel. 99% - 29. The best Visa Signature card can be a matter of opinion. All three cards require applicants to meet high income and/or spending standards for approval. However, it also comes with perks the Sapphire Preferred doesn't offer including up to a $300 statement to reimburse you for travel purchases. 5. The Chase Sapphire Preferred Card is a great choice, especially if you're interested in transferrable travel rewards, with a modest $95 annual fee and the option to redeem points for 25% more. The Chase Sapphire Reserve earns 3x points on travel purchases. Note that the Sapphire Preferred card is the little sibling of the $550-annual-fee premium Chase Sapphire Reserve® which may make the Preferred a more appealing card to apply for since the. Best at Chase: Chase Premier Plus Checking℠. 1. That’s a solid bonus with a reasonable spending requirement. The Chase Sapphire Preferred® Card is one of the most recommended travel credit cards. In addition to lounge access, some of the top benefits for the Sapphire Reserve include: $300 annual travel credit. 25 cents per point, making them slightly less valuable when redeeming via the Chase Portal. With great travel perks like lounge access and big-time travel credits, it’s no wonder the card is so popular. Cardholders earn 5 points per $1 on travel purchased through. Annual Fee: $95. Best for premium Uber. Chase Sapphire Preferred 2023: Sapphire Shines a Bit Brighter. American Express® Business Gold Card: 70,000 Membership Rewards® points after spending $10,000 on eligible purchases within the first 3 months of opening an account. The nearly 12,000-square-foot lounge is a redesign and rebrand of the Club Lounge that existed in the space pre-COVID. Chase Sapphire Preferred had a metal core sandwiched between two pieces of plastic, While a standard plastic card generally cost $1 to produce, this card cost the team felt that the satisfying thunk" it made as a consumed put it down for payment was an important quality signal Remarked Walker, "When I look at my P&L, that's a pretty big cost of. One of the biggest differences between the two Sapphire cards off the bat is the annual fee. A: Yes. The Chase Sapphire Preferred® Card comes with a reasonable $95 annual fee, and new cardholders can earn 60,000 points worth $750 in travel redeemed through Chase Ultimate Rewards when they spend. To waive the monthly service fee at Bank of America, you’ll need at least one direct deposit per month of $250 or more. With the Freedom Flex, you earn $200 after spending $500 on. Chase Sapphire Preferred: Best for luggage insurance, ($3,000 in coverage). Chase Sapphire Preferred Benefits. The Chase Sapphire Preferred earns unlimited: 5x points on travel purchased through Chase Ultimate Rewards® (excluding hotel purchases that qualify for the $50 Anniversary Hotel Credit). Opt for pick-up. It is less travel-focused than the Chase Sapphire Preferred, and offers a well-rounded rewards program and greater. The Chase Sapphire Preferred is a huge winner in this category due to its exceptional welcome offer. 5% cash back on all spending, which you can convert to 1. Apply Now Learn more. The new World of Hyatt Business Credit Card from Chase offers entry-level elite status for the cardholder and up to five employees. I value Ultimate Rewards points at 1. Chase Sapphire Preferred is one of the best travel credit cards on the market, and it offers big value upfront with an initial bonus of 60,000 points for spending $4,000 in the first 3 months. 5 points per dollar on Lyft through March 2025. Select which purchases you’d like to redeem points. On the other hand, Chase's credit cardholders are incentivized to use the Ultimate Rewards portal via a higher redemption value. Winner: Chase Freedom Flex. Today, the publicly-available offer is: 60,000 bonus points after spending $4,000 on purchases in. New cardholders can earn 60,000 points after spending $4,000 on purchases within three months. Using this card, you can earn 5X points on travel purchased through Chase Ultimate Rewards®; 3X points on dining, select streaming services, and eligible online grocery purchases; 2X points on all other travel purchases,. And remember, the card's 60,000-point bonus is worth $1,200 in travel, per TPG valuations. 25 cents. Chase Freedom Flex℠*: Best for flexible. Winner: Chase Sapphire Reserve. Chase offers a 60,000-point bonus – worth up to $750 in travel when redeemed with Chase – if you spend $4,000 in the first three. The Capital One Venture and the Chase Sapphire Preferred are two popular rewards credit cards that offer a variety of benefits to cardholders. ANNUAL FEE. Capital One Venture vs. The Premier slightly outperforms the Preferred on everyday spending categories, with 3x Citi ThankYou Points per dollar at supermarkets, gas stations and restaurants, and hotels. Image Credit: Chase. So if you spent $25,000, you'd earn an additional 2,500. That's $750 when you redeem. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. Chase Sapphire Preferred vs. The Chase Sapphire Preferred is a top-tier credit card for frequent flyers, offering valuable rewards, flexible redemption options, and travel perks. Pros Valuable food-related bonus categories Welcome offer is worth $750. Once you get the hang of it, the lineup of transfer partners available with the Chase Sapphire Preferred is stellar. There is a 0% introductory APR. The Chase Sapphire Preferred and the Citi Premier have a lot in common: With sizable welcome bonuses, good returns on spending, transferable points, and manageable annual fees, they’re both excellent. Chase has plans for a Chase Sapphire Lounge by The Club in nine locations ; facilities in Austin (a 'terrace,' not a lounge), Boston and Hong Kong are now open. While that’s less than some premium travel cards charge, including the higher-end Chase Sapphire Reserve®, you. 49%. For starters, the Sapphire Reserve still has an edge over Amex regarding the $300 annual travel credit. The card is currently offering a sign-up bonus of 60,000 Ultimate Rewards points after you spend $4,000 on purchases in the first three months from. New cardholders can earn 60,000 points after spending $4,000 on purchases within three months. You must activate your subscription by Dec. That means if you were to enroll on the very last day of this promotion, you would receive DashPass benefits through the end of 2025. Each offers a variety of checking and savings accounts, plus convenient branches and ATM locations. Annual Fees. Chase Sapphire Reserve® is the winner over the Citi Prestige® Card . The Chase Sapphire Reserve stands as one of the best travel credit cards. 5. Syspro: Best for manufacturing companies. Annual fee: $395. Chase’s Competitors Respond. The Chase Sapphire Preferred Card is a fantastic option for diving deeper into travel rewards. Overall, the 60,000 points are worth much more than $200, though you do have to spend a bit more to earn the bigger bonus. com, Hulu. If you’ve applied for 5+ credit cards in the last 24 months, you will not be approved. The Platinum. As a premium (read: annual fee-charging) travel card, Chase Sapphire Preferred has two advantages over the Chase Freedom in this respect: a 25% redemption bonus when you redeem your rewards for. S. Points can be redeemed for travel through the Chase Ultimate Rewards® portal for 1. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. If you were to downgrade the Chase Sapphire Preferred in Jan 2019 to a Chase Freedom card and apply for the Chase Sapphire Reserve, you would not qualify for the bonus due to the 48. The Platinum Card’s $695 annual fee is exceptionally high -- even for a premium travel card. The Preferred card also gives you 60,000 Ultimate Rewards points after you spend $4,000 in purchases within the first three months. Both the Venture and Sapphire Preferred have a $95 annual fee, so this is a clear tie. In late October 2022, the first Chase Sapphire Lounge by the Club opened in Hong Kong airport in the West Hall of Terminal 1 (near gate 40). Using it cuts the annual fee down to only $45. The Sapphire Preferred is also considered a mid-tier travel card, and it’s widely regarded as one of the best travel credit. Additionally, cardholders. And as further proof of the fact that the Chase Sapphire Preferred® Card isn’t an entry-level model is the fact that a full 10% of users obtained a credit limit over $20,000. Capital One Venture vs. com. The Chase Sapphire Preferred offers a compelling sign-up bonus for first-time applicants. For the rest of us, the heaviest cards in this review are the Luxury Card trio (22g). Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. In this article, we pit the Chase Sapphire Reserve® vs. Let's look at how these two cards stack up in a head-to-head comparison. If you're. Step 3: Once you’ve confirmed the purchases and the number of points you’ll be redeeming, you’re all set!The Chase Sapphire Preferred Card offers similar benefits and earning power as the Chase Sapphire Reserve for a modest $95 annual fee. 2. The Venture X and Amex Gold cards both carry hefty annual fees that you’ll want to take into account before applying. Its premium sibling, the Chase Sapphire Reserve®, comes with better perks but a $550 annual fee. As a matter of fact, they can be. To compare two very different welcome bonuses, we considered the relative return on investment of each. The Sapphire Reserve's most natural competitors are another card earning the same points but with a lower annual fee and two other premium travel credit cards. All its competitors took note and eventually the rewards and benefits of other cards had to match that of the Sapphire Reserve. The bottom line. NOT FDIC INSURED. They did it again in the spring of 2021, bringing back an 80,000-point offer on the Preferred Card. by total assets, the 2 institutions couldn’t have a more opposite approach to credit card portfolios. That matches the redemption rate when using points from the Chase Sapphire Preferred on travel purchases through the Chase travel portal. Runner-up: American Express® Gold Card. Activate by July 31, 2024. There are some of the best perks. That. The Chase Sapphire Preferred’s 60,000-point bonus (after spending $4,000 in the first three months) isn’t just $600 in cash back or gift cards -- it’s potentially a multithousand-dollar. Chase Sapphire Preferred® Card: Best for beginners. At $95 per year, the card offers strong travel protections usually. Its initial bonus is 60,000 points. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. Earn 5% cash back on first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Chase has plans for a Chase Sapphire Lounge by The Club in nine locations ; facilities in Austin (a 'terrace,' not a lounge), Boston and Hong Kong are now. Cons. The new version of the lounge has snazzy. Insider pegs Chase Ultimate. These cards are cheaper than “premium” cards with annual fees in the $500-$700 range, but $95 is still a. Best at Chase for travelers: Chase Sapphire℠ Banking. Chase Sapphire Preferred Chase Sapphire Reserve; Annual fee: $95: $550: Earning rates: 5 points per dollar on travel purchased through the Ultimate Rewards portal. Chase Sapphire Preferred® Card. Who shouldn't get the Sapphire Preferred? While many travelers should apply for the Chase Sapphire Preferred Card, certain types of travelers shouldn't go for the card. Using the Chase Travel Portal. CarlosACJ • 5 mo. One of the following each month: Receive one direct deposit of $250. Work out your way — from HIIT rides to walks and hikes to strength training, and more:. Additionally, it offers flexible point redemption options, no foreign. The Chase Sapphire Preferred also starts you off with 60,000 bonus points worth $750 in travel booked through Chase Ultimate Rewards after spending $4,000 on purchases within three months of. 60,000 Ultimate Rewards points will get you a minimum of $750 toward travel, though in reality you can get much more value than that with Chase’s transfer partners. Winner: Chase Sapphire Preferred® Card. The Best SAP Competitors of 2023. But the Chase Sapphire Preferred can be your best option for these reasons: 25% travel redemption bonus:. Compare that with the Chase Sapphire Preferred® Card, long considered the travel credit card that opened the gate for dozens of subsequent competitors in an increasingly crowded market vying for. The Chase Sapphire Preferred charges a variable APR of 21. Yes, the Chase Sapphire Preferred offers several travel benefits including rental car insurance when you book and pay for the rental with your card and decline the rental company’s coverage at. For a reasonable annual fee, the Chase Sapphire Preferred® Card earns bonus rewards (up to 5X) on travel, dining, select streaming services, and select online grocery purchases. A “good” FICO Score ranges from 670 to 739, a “very good” score is 740 to 799 and an. Getty Images Travel credit cards are a specialized type of credit card that earn points or miles you can. While the Chase Sapphire Reserve card has a fee that is significantly higher than the Amex Gold card at $550 compared to $250, it also comes with more usable benefits including worldwide lounge access and the $300 travel statement credit which more than make up for the annual fee difference. 25 cents when redeemed for travel booked through Chase's online portal, operated by. Both cards also offer roadside assistance, but the Chase Sapphire Preferred card charges $69. You can use your Ultimate Rewards to book flights through the Chase Travel portal. That noted, there are plenty of. That's $750 when you redeem. You can earn 100,000 Chase Ultimate Rewards points for opening a Chase Sapphire Preferred Card and spending $4,000 in 3 months. The Chase Sapphire Reserve gets a redemption value of 1. 5 cents per point through the travel portal while the Chase Sapphire Preferred and Chase Ink Business Preferred cards each get 1. As a college student who just started out last January, the chase sapphire preferred goes so hard because I am mainly focusing on chase cards (currently at 3 personal 3 business), so all my points just funnel into Hyatt. These bonus points may even be enough to earn a free domestic round-trip flight. The Chase Sapphire Reserve comes with a. com or ESPNPlus. Sapphire Banking is Chase’s second-highest banking product with Chase Private Client being in the top spot. See moreThe Best Alternatives to Chase Sapphire Reserve. Best features: As a premier Ultimate Rewards card, the Sapphire Preferred allows you to get 25% more value when you redeem for future travel through the Chase Ultimate Rewards portal. Remember that Chase Sapphire Preferred cardholders will receive up to a 25% bonus, while Chase Sapphire Reserve cardholders receive up to a 50% bonus. Best for Uber credits: American Express® Gold Card. At Chase, you’ll need at least $500 in total monthly direct deposits. Here are areas where the cards beat the competition, with the maximum coverage amount by category. But the Chase Sapphire Preferred® Card has a lower annual fee ($95) than its competitors and plenty of lucrative rewards. Both offer up to $50,000 in. To get you started, new cardmembers can earn 60,000 bonus points after spending. In my opinion this is the most well. Let’s refer back to our earlier spending scenario. Compare. Rating. New cardholders signing up for the Chase Sapphire. QT9: Best for life science companies. The card earns 1. Both the Sapphire Reserve and Amex Platinum have a high annual fees: $550 and $695 respectively (see rates and fees). The Chase Sapphire Preferred® gives a $50 hotel credit when you book through the Chase Travel Portal vs the Chase Sapphire Reserve® which gets a broader $300 travel credit that is valid on travel purchases outside the Chase travel portal. Here are some reasons the. after you spend $4,000 on purchases in the first 3 months from account opening. So, is the Chase Sapphire Preferred Card worth the $95 annual fee? It most often is. Still, Chase Sapphire Preferred points are only worth 1. Chase has basically realized that the weight raises customers’ dopamine levels. 49% to 28. The Chase Sapphire Preferred® Card is our best overall travel credit card for vacation rentals due to its reasonable $95 annual fee, generous earning rates and flexible rewards. The new 80,000-point sign-up bonus represents the biggest welcome offer on the Chase Sapphire Preferred® Card in nearly two years. If you choose to use points and your Chase Sapphire Preferred credit card to pay for your purchase, each point will be worth $. So, is the Chase Sapphire Preferred Card worth the $95 annual fee? It most often is. It all starts with a sign-up bonus of. Unfortunately, the card issuer doesn't offer a promotional APR for purchases or balance. Earning the Chase Sapphire Preferred’s welcome bonus was much faster and easier than most other credit cards. The Chase Sapphire Preferred also has a 1:1 point transfer rate to Chase’s travel partners. Offer ends Mar. The Capital One Venture Rewards Credit Card is the winner over the Chase Sapphire Preferred® Card . The Chase Sapphire Preferred has better point transfer capabilities that could push the value you could get from the bonus ahead of the Citi Premier’s offer -- particularly if you redeem for. You’ll also get more value in the first year with the Chase Sapphire Preferred card, even if you travel just a few times a year. Each account anniversary, cardmembers will receive bonus points equaling 10% of total purchases that year. The Chase Sapphire Preferred Card has a cash advance rate of $10 or 5% of the transaction amount, plus a balance transfer fee of $5 or 5% of the transfer amount, whichever is greater. The Chase Sapphire lounge at HKG opened in October 2022, making it the first Sapphire lounge to open. Free Subscription and Statement Credit to Instacart+ [$110] Chase Sapphire Preferred cardholders get a free 6-month membership to Instacart+, which offers free delivery on orders over $35, a 5% credit back on eligible pickup orders, and lowers the service fee from 5% to just 1. 5 cents per point: Groceries through September 30, 2023; Gas through September 30, 2023; Annual membership fees through September 30, 2023; 1. Welcome bonus: 60,000 points after you spend $4,000 on purchases in the first three months from account opening. Remember that points with the Chase Sapphire Reserve® can be worth 1. Winner: Blue Cash Preferred® Card from American Express. Ink Business Preferred Credit Card: Best for small business owners. In turn, its 60,000-point bonus is worth $750 in travel. Foreign transaction fees: None Points transfer: 1:1 points transfer for Chase's hotel and. All three cards require applicants to meet high income and/or spending standards for approval. The Chase Sapphire Preferred also comes with two huge advantages that make it stand out from the competition — and well worth the $95 annual fee. 1-1. The Chase Sapphire Preferred® Card is one of the most popular travel rewards credit card on the market. The Chase Sapphire Reserve annual fee is $550 per year. The Chase Sapphire Reserve®, a premium travel credit card, also comes with airport lounge access, an up to $300 annual travel credit and an up to $100 credit for Global Entry, TSA Precheck or. Earn 5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus. If Chase Sapphire has been your main card for a year, it's probably worth paying the fee from one more year for the goodies. Personally, my anniversary bonus is worth 1,523 (worth about $19 including the +25%). Both cards also offer $10 per. These include 5x miles on travel purchased through the Chase Ultimate. First, you could book flights directly through the Ultimate Rewards travel portal. 5 cents each if you have a Chase Sapphire. The Chase Sapphire Preferred is a well-rounded rewards card, primarily designed for the average traveler. Plus, its 5X points on travel purchased through the Chase portal, 3X points on. Although a credit score of 700 or above is typical for successful applicants, even college students with limited credit history and.